Sustainability Development
Message from the Chairman
KTC embraces the strategic vision
“Building a Sustainable Future Through Digital
Innovation”
with cutting-edge financial solutions that are crafted to elevate user experience while upholding
social responsibility to drive sustainable growth.
KTC at a Glance
KTC operates a credit card business as its main business, including credit card-related business,
merchant acquiring business, payment service, as well as a personal loan business that includes personal
loan business under supervision, auto title loan, occupational retail lending business under
supervision, e-money business, and hire purchase and leasing business to support the Company’s business
operations to create sustainable long-term returns. The Company operates in the non-bank financial
institution industry sector.
Vision
KTC is a membership company in payment and retail lending
business with emphasis on being a trusted organization with sustainable growth.
KTC Sustainable Development
Economic Dimension
Operating innovatively and responsibly to unleash financial resilience in accordance with the
laws and corporate values
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Social Dimension
Providing inclusive financial solutions and investing in talents that empower equitable
communities
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Environmental Dimension
Exploiting financial solutions and environmental stewardship to support decarbonization
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Sustainability Awards
Sustainability Yearbook Member
Member of S&P Global Sustainability Yearbook 2025 for the second consecutive year since the
S&P Global Sustainability Yearbook 2024
MSCI ESG Rating
MSCI ESG Ratings of BBB
SET ESG Rating
- The SET ESG Ratings of AAA
- The SETESG Index for 5 consecutive years since 2020
ESG 100
Member of the ESG100 for the ninth consecutive years since 2016 by Thaipat Institute
ISO/IEC/PCI-DSS
The following certificates for its overall organization:
- The Information Security Management System ISO/IEC 27001:2013 since 2019
- The Privacy Information Management System ISO/IEC 27701:2019 since 2020
- The Payment Card Industry Data Security Standard - PCI DSS Version 3.2.1 (Acquiring Service)
CAC
Member of the Thai Private Sector Collective Action Coalition against Corruption (CAC) since
2016
National CG Committee
“Excellent” rating in Corporate Governance Report of Thai Listed Companies For the ninth
consecutive years since 2016
Thailand’s Top Corporate Brand Value 2024
The "Thailand's Top Corporate Brand Value 2024" in the category of capital and securities
business for the year 2024.
